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Recent Posts

  • How Credit Card Interest Quietly Drains Your Finances (And How to Stop It!)
  • Credit Repair Doesn’t Come From Tricks | Here’s What Works (Spring 2025 Update)
  • Collection Agencies vs. Debt Buyers: Who Owns Your Debt?
  • Understanding FDCPA & FCRA to Protect Your Credit
  • Rebuilding Credit: Why Repair Falls Short and What Works Instead

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      About Us

      Hi, I’m Lisa Burkhardt, the creator of ‘Scars to Stars Pathway to Success.’ With over 20 years of experience in lending, collections, and credit consulting, I’ve gained an insider’s perspective on the credit system—its pitfalls and opportunities. My mission is to share this expertise with individuals looking to rebuild their credit and achieve lasting financial success.

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